Term Life Insurance

 

Can I Withdraw Cash Value from Any Life Insurance Policy?

Life insurance policy holders may have heard that they can withdraw cash value from their policy, but is that really true? That will depend on the type of policy, how long you’ve had it, and several other factors. Read more about your options.  Read More »

   

Can I Borrow Money from My Life Insurance Policy?

Some policies don’t accumulate a cash value such as a term life policy. Term life insurance premiums are likely less expensive than whole life and only offer a death benefit, not cash value. However, most whole life or universal life insurance policies offer a cash value benefit that may allow you to take out a policy loan.  Read More »

   

Can Federal Employees Have Both Government and Private Life Insurance?

While federal employees are provided with multiple options for life insurance as part of their benefits, many wonder if they can, or should, have private life insurance as well. Learn more about the options federal employees have.  Read More »

   

Can You Buy Multiple Life Insurance Policies?

As most insurance, life insurance doesn’t have a “one size fits all” option. Coverage should be based on what you need at the time of application. It is possible (and common) to apply for multiple term life insurance policies. This advanced technique is called life insurance laddering.  Read More »

   

Life Insurance for Children

Buying life insurance for children requires considering a number of factors specific to your circumstances. If you are in the market for a life insurance policy for your child, learn more about juvenile life insurance policies.  Read More »

 
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