Worksite Advantage

Globe Life Liberty National Division Offers Voluntary Benefits

Globe Life Liberty National Division offers affordable supplemental life and health insurance. In today’s economy of financial uncertainties, feel at ease knowing we have a proven record of stability and financial strength. 

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Business Benefits


As a business owner, we know you value giving your employees opportunity and choices, but we also know those benefits come at a cost – we’re here to help with that. A Section 125 Cafeteria Plan allows employees to pay for their premiums with pretax dollars, which reduces taxable employee income. This helps business owners cut back on overall payroll taxes.

Our Section 125 Cafeteria Plan and products can help by:

  • Protecting your employees from financial distress by offering budget-friendly supplemental life and health insurance
  • Saving money for your employees with the opportunity to purchase pretax insurance plans
  • Saving money for your business by reducing state and federal payroll taxes

Let one of our licensed insurance agents give you FREE consultation to review your employees’ insurance needs and find more ways for tax savings.



Studies have found that 62% of bankruptcies are caused by medical issues.1 Because of that, Globe Life Liberty National Division is committed to protecting our communities from the burden of medical expenses. Our supplemental life and health insurance plans are designed to help cover the gap between primary insurance and out-of-pocket expenses. With a variety of products, we can help protect your employees and their families’ financial future.

  • Final Expenses

    A lump sum payout that can help with funeral costs, debt, or other expenses that may come after death

  • Life Insurance

    A simple, flexible, and affordable solution that helps leave the family with extra financial cushion if the primary breadwinner passed away

  • Accident

    Ongoing coverage that can help lessen out-of-pocket expenses due to an unexpected accident

  • Cancer

    From treatment to childcare, these benefits can help with the direct and indirect costs of cancer

  • Critical Illness

    Coverage that can help pay for out-of-pocket expenses from heart attacks, strokes, or other diseases

  • Hospital Confinement

    Coverage that can go toward surgeries, ambulance rides, or other hospital-related expenses, easing any financial burden along the way

  • Discount Program

    A no-cost, optional program available for most small businesses with less than 10 employees

1. The Balance, Medical Bankruptcy and the Economy, 2019


Service for Payroll Administrators


Worksite payroll deduction and billing follows a simple 3-step process that makes it easy for payroll administrators to keep track of premium payments. Globe Life Liberty National Division also provides the convenience of online billing to make payments, view invoice history, and much more. To help ensure a hassle-free process, our agents will work with your payroll administrators to:

  • Ensure they have what they need to begin deductions on time
  • Review documents when needed
  • Stay connected, especially during billing cycles to answer any questions

Worksite FAQ

Many business owners have taken advantage of the Section 125 tax law created by the Internal Revenue Service (IRS) to save money on state and federal payroll taxes. A Section 125 Cafeteria Plan also lowers taxable income for employees. By giving employees the opportunity to purchase pretax products, you can significantly increase employee retention and morale.

We service many businesses, from small to large corporations, local and state groups, and school systems*. We understand every business is unique and can tailor our plans to meet your needs. A Globe Life Liberty National Division state-licensed Agent can work with you one-on-one to help choose a plan suitable for you.

*Certain industries require special approval. Not all industries are eligible for Worksite Advantage.

No. Globe Life Liberty National Division’s Worksite Advantage is self-administered, so there are no setup or administrative fees.

Become a valued Worksite customer. Call us to have a local Agent show you what a Section 125 Cafeteria Plan can do for your business.

With lower taxable employee gross income, your business spends less on contributions toward Social Security, workers’ compensation, and unemployment insurance taxes. Each time an employee participates in the Plan, your overall taxable payroll contribution decreases.

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Globe Life is committed to helping Make Tomorrow Better.

We believe in serving the communities we live and work in by providing hands-on and monetary support to our neighbors.