Group Accident Insurance

Group Accident Insurance helps provide financial protection by paying benefits for unexpected accidents, helping to alleviate the economic impact of unforeseen injuries.

Complement Existing Coverage

Designed for businesses and organizations, our Group Accident Insurance can be offered as a standalone policy or as a complement to existing coverage, helping provide financial relief by paying benefits directly, independent of medical expenses and other coverage.

Attract and Retain Employees

Help retain top talent and reduce turnover by offering benefits that help provide financial protection when unexpected accidents occur. Spouse and dependent coverage is available.

Tailor Coverage to Group-Specific Needs

Benefits can be customized to meet the specific needs of different employee populations.

Plan Features

  • Conditions of Coverage: 24-Hour Coverage or Non-Occupational Coverage
  • Maximum Covered Accidents: Up to 6 per Insured, per Calendar Year
  • Initial Treatment Period: 3–365 days following an Accident
  • Incurral Period: 30–730 days following an Accident

Accident Insurance can provide benefits for accidental injuries and related medical services such as:

  • Dislocations & Fractures
  • Ambulance
  • Emergency Room Treatment
  • Medical Imaging
  • Lacerations & Burns
  • Outpatient Therapy

Accident Insurance Benefits Options Include:

Injury Treatment Benefits

  • Ambulance
  • Urgent Care
  • Emergency Room
  • Observation Unit

Confinement Benefits

  • Hospital Admission
  • Hospital Confinement
  • Hospital Intensive Care Unit
  • Rehabilitation Facility

Common Injuries

  • Dislocations & Fractures
  • Lacerations
  • Burns
  • Concussion

Follow-Up Treatment & Additional Benefits

  • Outpatient Therapy Services
  • Blood, Plasma & Platelets
  • Medical Imaging
  • Organized Sports Benefit

Surgical Benefits

  • Torn Knee Cartilage Surgery
  • Rotator Cuff Surgery
  • Tendon/Ligament Repair
  • Hernia Surgery

Accidental Death & Dismemberment

  • Loss of Limb
  • Loss of Sight
  • Loss of Hearing and Speech
  • Paralysis Benefit
  • Common Carrier Benefit
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This is a solicitation for insurance. Insurance is underwritten by Globe Life And Accident Insurance Company, 3700 S. Stonebridge Dr., McKinney, TX 75070. Globe Life is rated A (Excellent) by A.M. Best. For the latest financial strength rating, access www.ambest.com. This is limited benefit coverage. It pays benefits for specific losses from accident only and does not pay benefits for loss caused by sickness. This is not a major medical plan or Medicare Supplement coverage. Coverage is not available in all states. Policy and Certificate forms: GBAC, GBACC. Form numbers and benefits may vary by state. Premium will vary based on the plan chosen. A waiting period for late entrants may apply. Policies are renewable at the option of Globe Life. Refer to the Master Policy and Certificate for all terms, conditions, exclusions and limitations. Globe Life Group Benefits uses the services of third party administrators.