Group Accidental Death & Dismemberment (AD&D) Insurance

Accidents can happen anytime, anyplace.

In the United States, accidents cause:1

Three people to die
every 10 minutes
More than 48 million people every year suffer severe accidental injuries that require a medical professional.

Our Accidental Death & Dismemberment insurance pays a lump-sum benefit up to a maximum amount when an insured suffers an accidental injury resulting in loss of life, dismemberment, or other specified catastrophic condition. The benefit payable varies based on the loss incurred.

The need

Your group needs around-the-clock protection to help provide financial relief in the event of a covered accident.

The solution

Globe Life Group Benefits AD&D insurance pays a lump-sum payment following a covered accident that results in loss of life or limb based on a schedule of benefits.


The benefit payment may be used to:


replace lost


cover costs of care
or treatment


address an individual or
family's personal needs


Other important features of Globe Life Group Benefits AD&D Insurance:

  • Guaranteed issue
  • 24-hour coverage
  • Responsive administrative support
  • Flexible funding options (employer-paid, employee-paid, or combination)
  • Dependent coverage available

Insurance is underwritten by Beazley Insurance Company, Inc., 30 Batterson Park Road, Farmington, Connecticut, 06032. Beazley is rated A by A.M. Best. Beazley is licensed in all 50 states and the District of Columbia. CA License # 2868-8. Accidental Death and Dismemberment insurance is offered under Policy Form Series AHPAC0001. Coverage is not available in all states. Benefits may vary by state. Premium will vary based on the plan chosen. A waiting period for late entrants may apply. This policy is renewable at the option of Beazley. Refer to the Master Policy and Certificate for all terms, conditions, exclusions, and limitations. Beazley uses the services of third party administrators.

Globe Life And Accident Insurance Company manages and reinsures the Beazley Benefits program.