Group Short Term Disability Insurance

Our Short Term Disability insurance helps replace income when an employee is unable to work for a specific period of time due to a Total Disability that occurs off the job and continues beyond the elimination period. Coverage may include recurrence and additional occurrence benefits. May be issued as non-occupational or 24-hour coverage, and may include partial or residual benefits.

Short Term Disability insurance can help meet your employees' needs

  • Offered guaranteed issue
  • Available for small-to-mid-size groups (participation requirements may apply)
  • Flexible benefit amounts, benefit periods, and salary replacement percentages
  • Attract and retain top talent while reducing turnover
 

Our Short Term Disability insurance includes a range of benefit options:

  • Use as part of a well-rounded benefits package

    Our Short Term Disability insurance can be offered standalone or alongside other benefits. For example, some customers package Short Term Disability insurance plans alongside Group Limited Indemnity insurance or Critical Illness insurance.

  • Customize options based on needs

    Short Term Disability insurance is flexible. Add benefits that meet employees’ specific income replacement needs and benefit budgets.

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This is a solicitation for insurance. Insurance is underwritten by Globe Life And Accident Insurance Company, 3700 S. Stonebridge Dr., McKinney, TX 75070. Globe Life is rated A (Excellent) by A.M. Best. For the latest financial strength rating, access www.ambest.com. Pre-existing condition limitations may apply. Coverage is not available in all states. Policy and Certificate Forms: GBDI, GBDI2, GBDIC, GBDIC2. Form numbers and benefits may vary by state. Premium will vary based on the plan chosen. A waiting period for late entrants may apply. Policies are renewable at the option of Globe Life Group Benefits. Refer to the Master Policy and Certificate for all terms, conditions, exclusions and limitations. Globe Life Group Benefits uses the services of third party administrators.