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Globe Life Ratings and Financial Strength

Globe Life is financially strong.

Why does this matter? Our ability to serve you depends on the state of our finances. Independent ratings agencies assign insurance companies financial strength ratings based on their financial condition and ability to pay claims. Globe Life has top-rated financial strength ratings. Policyholders and stakeholders can trust in our long-term financial security.

A (Excellent)

A.M. Best Company

For more than 45 consecutive years, Globe Life has earned an A (Excellent) rating or higher from A.M. Best Company. This reflects the strength of our balance sheet, as well as our, "very strong operating performance, favorable business profile, and appropriate enterprise risk management."1

AA- (Very Strong)

Standard & Poor's Global Ratings

Globe Life has an AA- (Very Strong) rating from Standard & Poor’s. This demonstrates our strong, "ability to pay under [our] insurance policies and contracts in accordance with [our] terms."2

A+ (Strong)

Fitch

The A+ (Strong) rating we received from Fitch, "reflects Globe Life's very strong and stable operating profitability, conservative operating strategy, strong capital position, consistent debt servicing capability, and above-average reserve margins."3

A+

Better Business Bureau (BBB)

Globe Life has been accredited by the Better Business Bureau (BBB) since 1952 and holds the highest rating possible of A+. BBB accreditation standards include a commitment to make a good faith effort to resolve any consumer complaints. The A+ rating represents the BBB's opinion of how Globe Life is likely to interact with its customers.4

A.M. Best assesses the creditworthiness of and/or reports on over 16,000 insurance companies worldwide.

S&P Global Ratings provides high-quality market intelligence in the form of credit ratings, research, and thought leadership.

Fitch provides credit ratings, commentary, and research for global capital markets.

The Better Business Bureau helps people find businesses, brands, and charities they can trust.

A.M. Best rating as of 8/23. This rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, notes, or practice of the insurance company.

Fitch’s rating as of 10/23. This rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, notes, or practice of the insurance company.

Standard & Poor’s rating as of 10/23. This rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, notes, or practice of the insurance company.

Better Business Bureau’s rating as of 4/23. BBB accreditation does not mean that the business's products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business's product quality or competency in performing services. BBB ratings are not a guarantee of a business's reliability or performance. BBB recommends that consumers consider a business's BBB rating in addition to all other available information about the business.