Supplemental Health Insurance Products

ICU Insurance

The cost for intensive care treatment often needed during a major illness or accident can be unbearable. Instead of worrying or even sometimes rejecting intensive care medical procedures due to the high cost, ICU insurance plans can help relieve some of the financial pressure so you can focus on what matters most: healing. Learn More »

Critical Illness Insurance

On average, someone in the U.S. will have a heart attack approximately every 40 seconds.¹ Strokes, heart attacks, and other critical illnesses or dread diseases have shown great progress in treatment and recovery, but those opportunities come at a cost. Loss of income, special medical needs, and major lifestyle changes are just a few expenses that are associated with a critical illness diagnosis. Heart attack insurance, stroke insurance, and other dread disease insurance plans help pay the direct and indirect costs of critical illnesses your major medical insurance may not cover. Learn More »

1. American Heart Association, Heart Disease and Stroke Statistics Update - 2023 

Hospital Insurance

Whether planned or unplanned, a hospital stay can be stressful for both the patient and family. The deductibles, coinsurance, and copayments can be confusing and often leave you paying out-of-pocket for more than you planned. Hospital insurance is designed specifically to help offset those out-of-pocket expenses when you or a family member has a hospital stay. Learn More »

Accident Insurance

In the United States, someone is accidentally injured every second and killed by a preventable event every three minutes – a drug overdose, a vehicle crash, a fall, a drowning, or another preventable incident.¹ Accident insurance comes in a variety of supplemental forms and can help cover surprise expenses associated with a covered accident. From accident lump sum payouts to supplemental accidental insurance policies that hold cash value, accident insurance can help provide you the financial safety your lifestyle needs. Learn More »

1. National Safety Council, Injury Facts, 2020