Globe Life Articles

Our resource articles are created to empower you with knowledge about insurance-related products, protection, prevention, and much more. Our hope is to educate our readers so you can feel confident when discussing insurance options – everything you read is unbiased and not specific to Globe Life policies.

 

What is Supplemental Medical GAP Insurance?

With supplemental medical GAP insurance plan from an employer, employees can have a peace of mind that they are fully covered for an unexpected medical bill. Learn more about Supplemental GAP insurance and how It can benefit your employees.

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What are the Benefits Offered In a Cafeteria Plan?

Cafeteria Plans refer to the Revenue Act of 1978 that allowed pre-taxable benefits to be offered to employees. Since then, a variety of changes have been made to make more employer provided and voluntary benefits program pre-taxable. Learn more about the history, types and benefits of cafeteria plan benefits.   Read More »

   

Can I Do Anything to Qualify for Lower Insurance Premiums?

Life insurance rates can vary based on several factors. Learn more about the factors that impact life insurance premiums and which ones you can change to get a better rate.  Read More »

   

Who Has the Most Life Insurance Policy Holders in the US?

If you are researching life insurance companies, you probably have questions. Is the company rated well? Do they pay their claims? Who sells the most polices? And so many more. Learn more about how to assess life insurance companies and find the best policy for you.  Read More »

   

How Do I Know If Someone has a Life Insurance Policy on Me?

Life insurance is primarily designed to protect beneficiaries from financial hardships should the insured pass away. But how does one know if he or she is insured by a life insurance policy? Learn more about regulations and resources available to help answer this question.  Read More »

   

Life Insurance Policy vs. Prepaid Funeral Services

When comparing life insurance to prepaid funeral plans, a number of factors need to be considered. Which option is best will often depend on your specific circumstances. Learn more about how you can safeguard your last wishes and your survivors.

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What Happens to a Life Insurance Claim When a Beneficiary is No Longer Alive?

Life insurance is for protecting people who are important to you. It’s for taking care of them after you are gone. But what if a beneficiary you have designated dies before you do? What happens to the payout you assigned them? Where does it go?  Read More »

   

What are Cafeteria Style Benefits and What are the Possible Options?

Cafeteria- style benefit plans are a form of employee benefits that allows staff to select benefits prior to taxation, and if you are considering enrolling in one of these plans, learn more about how they work and what your options are.  Read More »

   

Can a Life Insurance Policy be Taken Out on Someone Else?

Life insurance can be tricky. Policies have an owner, insured, and one or more beneficiaries. There are limitations on who these can be based on the relationships between these individuals and other factors. Learn more about the option of purchasing a life insurance policy on someone else.  Read More »

   

What is the Difference Between Term Life Insurance and Final Expense Insurance?

If you are looking at purchasing life insurance and are wondering if a term life or final expense policy would be the better choice, check out this article that walks through the differences between these types of policies and what to consider in choosing an option. Read more now.
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