Mortgage Protection Insurance

Remember how you felt after purchasing your home? The stress was over and you could enjoy the reward of being a homeowner. You worked hard to put your name on a mortgage – could you imagine what would happen if you were no longer able to pay it?

Mortgage protection insurance is an accidental death and dismemberment insurance policy that can help your loved ones pay the mortgage and stay in your home after you’ve passed.

In addition to being a guaranteed option, our mortgage protection insurance also comes with the following benefits at no extra cost:

  • Benefits of Mortgage Protection

  • Inflation

    for every year your mortgage protection insurance remains in force, your death benefit will increase by 5% from the original death benefit until it increases to 125% or when you turn 70, whichever is first.

  • Education

    Available on the family plan, upon the death of a covered accident, we’ll give you an extra 10% on your mortgage protection insurance death benefit if your child is between the ages of 15 and 22 on the date of your covered accident to help them pay for school.

  • Seat Belt

    If you suffer an accidental death while in a vehicle with your seat belt on, we’ll pay an extra 10%.

  • Dismemberment

    We payout extra if your accident ends with a loss of a hand, foot, or eye (subject to a table of losses).

  • Commercially Scheduled Airline

    If you purchased a ticket for a commercial scheduled airline and are fatally injured by a covered accident, we’ll match your original mortgage protection insurance death benefit.

Our simple accidental death coverage can be bought through the mail with a simple application process. Want more information? We'll send you more details and rates.

Or, call us at 800-831-1200.