Mortgage Protection Insurance

You worked hard to buy your home and provide for your family. If you die unexpectedly, would your family be able to make the mortgage payments?

Mortgage protection insurance is an accidental death and dismemberment insurance policy that can help your loved ones pay the mortgage after you’re gone.

The policy is guaranteed acceptance for people ages 18-69 with no health questions asked. Our mortgage protection insurance also comes with the following benefits at no extra cost:

  • Benefits of Mortgage Protection

  • Inflation

    For every year your mortgage protection insurance remains in force, your death benefit will increase by 5% from the original death benefit until it increases to 125% or when you turn 70, whichever is first.

  • Education

    Available on the family plan, upon the death of a covered accident, we’ll give you an extra 10% on your mortgage protection insurance death benefit if your child is between the ages of 15 and 22 on the date of your covered accident to help them pay for school.

  • Seat Belt

    If you suffer an accidental death while in a vehicle with your seat belt on, we’ll pay an extra 10%.

  • Dismemberment

    We payout extra if your accident ends with a loss of a hand, foot, or eye (subject to a table of losses).

  • Commercially Scheduled Airline

    If you purchased a ticket for a commercially scheduled airline and are fatally injured by a covered accident, we’ll match your original mortgage protection insurance death benefit.

Our simple accidental death and dismemberment policy can be bought through the mail or with an agent through a simple application process. Want more information? Let one of our licensed insurance agents walk you through the process.

Or, call us at 800-831-1200.